Legal Disclaimer

Please read this notice carefully. Your access and use of this website is subject to these conditions, and by using and accessing the website, you signify your agreement with them.

The trademarks, logos and service marks displayed on this website are owned and registered (where applicable) by Phoenix or its parent, subsidiary or affiliated companies. No rights or licences are granted or may be implied by their display upon this website. Copying or downloading material from this Site does not transfer title to any material on this Site to you. Anything transmitted to this Site by you becomes Phoenix’s property and may be used by us for any lawful purpose. Phoenix reserves all rights with respect to copyright and trademark ownership of all material at this Site, and will enforce such rights to the full extent of the law.

You may not (i) copy, reproduce, reverse engineer, distribute, publish, display, perform, modify, upload any information from, transmit, or in any way exploit the whole or any part of this Site; or (ii) use this Site in any way that is unlawful or fraudulent; or (iii) use this Site or the information and graphics on the Site in any way which infringes Phoenix’s or any third party's trademarks or other intellectual property rights.

The contents of this Site have been prepared solely for information purposes and in connection with providing services. No investment or tax advice is being given in this Site. Nothing on this Site should be regarded as an offer or solicitation to buy or sell any investment(s) or an offer or solicitation to provide investment services or as a comment on the merits of engaging in any investment transaction or activity or an inducement to do so. Statements made on this website are subject to change and correction without notice and no responsibility is accepted for the contents of the Site by Phoenix. Independent advice should be sought where appropriate.

The information on this Site is provided "as is". Phoenix does not warrant the accuracy, reliability or completeness of the materials or information contained herein, either expressly or impliedly, for any purpose and expressly disclaims, to the fullest extent permissible pursuant to applicable law, any implied warranties of merchantability, satisfactory quality or fitness for a particular purpose. Phoenix accepts no responsibility or liability for, and makes no warranties that, functions contained at this Site will not be interrupted or error-free, that defects will be corrected or that this Site is free from viruses or other malicious software. Phoenix does not guarantee or give any warranty as to the accuracy, timeliness or completeness of any information or material at this Site. In no event will Phoenix or its affiliates be liable to you for any direct, special, indirect, consequential, incidental, punitive or exemplary damages or any other damages of any kind arising out of or in connection with the use, copying or display of the content contained in this Site or in sites accessed through this Site even if Phoenix or any such affiliate has been advised of the possibility thereof.

Phoenix does not represent that (i) any of the materials at this Site; (ii) any investments or investment services that may be referred to on this Site; or (iii) anything else on this Site, are appropriate for use or permitted by local laws in all jurisdictions or by all investors. Those who access this Site do so on their own initiative, and are responsible for compliance with applicable local laws or regulations; legal advice should be sought in cases of doubt. None of the materials or investment services at or referred to at this Site are available to persons resident in any jurisdiction where this would be contrary to local law or regulation or require authorisation or registration of Phoenix or any other person

Past performance is not indicative of future results; the value of investments may fall as well as rise and investors may not get back the amount invested. Changes in rates of foreign exchange may cause the value of the investments to go up or down. No representation is being made that any investment will or is likely to achieve profits or losses similar to those achieved in the past, or that significant losses will be avoided.

If you leave this Site via a link contained in this Site, and view material that is not provided by Phoenix, you do so at your own risk. The provision of these links by Phoenix does not constitute authorization or sponsorship of, an endorsement by, or an affiliation with such sites by Phoenix. The content of these sites to which you link has not been developed, checked for accuracy or otherwise reviewed by Phoenix. Phoenix accepts no responsibility for the content or the use of the sites or pages linked or linking to this Site, and Phoenix is not responsible for damages or losses caused by any omissions that may exist in the information or other content provided in such Site, whether actual or consequential.

Phoenix reserves the right to modify, alter, delete and update at any time the contents of this website. These terms and conditions are governed, construed and subject to the law and jurisdiction of Northern Ireland.